• Renting Another Year vs. Buying: Questions to Ask Yourself First,Jay Lopez

    Renting Another Year vs. Buying: Questions to Ask Yourself First

    Your lease renewal lands in your inbox. You open it. You look at the new rent. Then comes the question: “Do I really want to do this for another year?” Maybe the answer is yes. Renting can provide flexibility, fewer maintenance responsibilities and a predictable living arrangement. But maybe you've

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  • How to Build a Home-Buying Game Plan While You’re Still Renting,Jay Lopez

    How to Build a Home-Buying Game Plan While You’re Still Renting

    You want to buy a house. Not necessarily tomorrow. But... Eventually. So what's the plan? For a lot of renters, it looks something like this: Step 1: Keep renting. Step 2: Look at houses online at midnight. Step 3: Say, “Maybe next year.” Step 4: Renew lease. Step 5: Repeat. 😂 Let's build a better

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  • Why Renters Should Talk to a Lender Before Assuming They Can't Buy,Jay Lopez

    Why Renters Should Talk to a Lender Before Assuming They Can't Buy

    I hear versions of this all the time: “I'd love to buy, but my credit isn't good enough.” Okay. What did the lender say? “I haven't talked to one.” 🤨 Or: “I can't afford the down payment.” How much did they tell you that you'd need? “Nobody told me. I just know you need 20%.” There it is. One of th

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