•  The Truth About Credit Scores and Home Loans for First-Time Buyers,Jay Lopez

    The Truth About Credit Scores and Home Loans for First-Time Buyers

    What Your Score Really Means — and How to Improve It Before You Buy If you're thinking about buying your first home, one of the biggest questions you'll face is:“Is my credit score good enough to get approved?” The truth is, most buyers overestimate how high their score needs to be — and underestima

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  •  How to Find the Right Real Estate Agent for Your First Home,Jay Lopez

    How to Find the Right Real Estate Agent for Your First Home

    What to Look For, What to Ask, and What to Avoid Buying your first home is exciting — but it also comes with a lot of unknowns. The right real estate agent can make the process easier, smoother, and far less stressful. The wrong agent? That can cost you time, money, and opportunities. Whether you're

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  •  Down Payment Myths Every First-Time Buyer Should Know,Jay Lopez

    Down Payment Myths Every First-Time Buyer Should Know

    What You Think You Need vs. What You Actually Need One of the biggest reasons renters delay buying a home is simple:They think they need way more money than they really do. The truth?Most down payment beliefs you hear online, from friends, or even from other agents…They They are completely wrong. To

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