• Can a Seller Pay Closing Costs on a VA Loan?,Jay Lopez

    Can a Seller Pay Closing Costs on a VA Loan?

    You're using your VA home loan benefit. You may qualify for: $0 DOWN. Then your lender hands you an estimate showing: Closing costs. Homeowners insurance. Prepaid expenses. Escrow funding. Other costs. And suddenly you're thinking: “WAIT... I THOUGHT VA WAS ZERO DOWN?” 😂 Here's the first thing we n

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  • Can You Buy a Manufactured Home With a VA Loan?,Jay Lopez

    Can You Buy a Manufactured Home With a VA Loan?

    Here's one of those VA questions where the answer is: YES... BUT THERE'S MORE TO IT. Eligible Veterans and service members may be able to use VA financing to purchase a manufactured home, including certain transactions involving the home and the land. But this is where I want you to understand the d

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  • Can You Use a VA Loan to Buy New Construction?,Jay Lopez

    Can You Use a VA Loan to Buy New Construction?

    Here's a question I hear from Veterans and active-duty buyers all the time: “CAN I USE MY VA LOAN TO BUY A BRAND-NEW HOUSE?” The short answer? YES. VA home loan benefits can be used for eligible new-construction purchases. But—and this is important— NOT EVERY NEW-CONSTRUCTION DEAL WORKS THE SAME WAY

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