PCS Relocation Checklist: From Base Housing to Your New Home

by Jay Lopez

A PCS move can feel like controlled chaos. Orders drop, timelines shrink, and suddenly you’re juggling housing decisions, paperwork, movers, schools, and finances — all at once. Whether you’re moving from base housing to off-base living or transitioning into homeownership, having a clear checklist can make all the difference.

This PCS relocation checklist walks you step by step from orders in hand to keys in your new home — with fewer surprises and less stress.


Phase 1: As Soon as You Receive Orders

✅ Confirm Your PCS Details

  • Verify report date and duty station

  • Identify whether the move is CONUS or OCONUS

  • Determine if dependents are authorized to move with you

✅ Decide: Base Housing, Rent, or Buy

Ask yourself:

  • How long will we be stationed here?

  • Does buying make sense with our BAH and VA loan eligibility?

  • Do we want stability or flexibility this duty station?

👉 Pro Tip: Many Texas duty stations make buying surprisingly affordable — especially with VA loans.


Phase 2: Financial & Housing Prep (Weeks 1–2)

✅ Contact a VA-Savvy Lender

Even if you’re undecided, getting pre-approved gives you clarity.

Gather:

  • LES or pay stubs

  • W-2s

  • Certificate of Eligibility (COE)

✅ Connect With a Military-Specialized Realtor

Look for an agent who:

  • Understands PCS timelines

  • Is experienced with VA loans

  • Can handle remote showings and closings

This alone can save weeks of stress.


Phase 3: House Hunting & Planning (Weeks 2–4)

✅ Research Neighborhoods Near Your New Base

Focus on:

  • Commute time

  • School districts

  • Property taxes and HOAs

  • Resale or rental potential

✅ Schedule Virtual Tours or House-Hunting Leave

If you can’t visit in person:

  • Use live video walkthroughs

  • Request neighborhood drive-through videos

  • Review comps with your agent

✅ Compare New Construction vs. Resale

  • New construction: predictable timelines, warranties

  • Resale: quicker closings, established neighborhoods


Phase 4: Making the Move Official

✅ Submit Your Offer or Rental Application

If buying:

  • Include VA loan pre-approval

  • Align closing timeline with PCS orders

  • Plan for inspection and appraisal

If renting:

  • Review lease terms carefully

  • Confirm military clauses

✅ Schedule HHG (Household Goods) Move

  • Request move dates early

  • Separate essentials for first 30 days

  • Photograph valuables before packing


Phase 5: Final Prep Before Departure

✅ Notify Base Housing (If Applicable)

  • Schedule final inspection

  • Document condition with photos

  • Confirm move-out checklist

✅ Transfer or Set Up Utilities

  • Electricity, water, gas

  • Internet and cable

  • Trash and HOA accounts

✅ Prepare Important Documents Folder

Include:

  • PCS orders

  • IDs and passports

  • School and medical records

  • Loan or lease documents


Phase 6: Arrival & Move-In

✅ Conduct Walkthrough (Rental or Purchase)

  • Confirm repairs are complete

  • Document any damage immediately

  • Locate breaker box, water shutoff, and AC system

✅ Register Locally

  • Update driver’s licenses (if required)

  • Register vehicles

  • Enroll kids in school or childcare

✅ Get to Know Your Community

  • Explore grocery stores, hospitals, and schools

  • Learn traffic patterns to base

  • Introduce yourself to neighbors


Bonus Tips for a Smoother PCS

✔ Don’t wait to make housing decisions
✔ Use your VA loan strategically — not automatically
✔ Plan overlap time if possible
✔ Lean on professionals who understand military life


Final Thoughts

A PCS move will never be completely stress-free — but it can be organized, intentional, and financially smart. Whether you’re transitioning from base housing, renting off-base, or buying your next home, having a clear plan puts you in control.

If you’re PCSing to Texas or another military-heavy market and want help navigating housing options, timelines, and VA benefits, I’d be honored to help guide you every step of the way. 🇺🇸🏡

Jay Lopez
Jay Lopez

Agent | License ID: 819777

+1(210) 996-9668 | jaylopezrealtor@gmail.com

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